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Welcome to Loan2Cash. By using our services, you agree to abide by the following Terms & Conditions. Please read them carefully before proceeding.


1. Introduction

Loan2Cash provides a service that enables users to convert their loan balance, credit limit, or EMI-based credit into cash, which is then transferred to their bank accounts. Our services are subject to the terms outlined below.


2. Eligibility

To use our services, you must:

✔️ Be at least 18 years old.

✔️ Have a valid bank account in your name.

✔️ Have an active credit balance that qualifies for transfer.

✔️ Provide accurate and complete personal & financial details for verification.


3. Service Process

✔️ Customers must submit their credit balance details for verification.

✔️ Loan2Cash reserves the right to approve or reject any request based on eligibility criteria.

✔️ Once approved, the transfer will be processed within the estimated time frame.

✔️ Customers must ensure their bank details are accurate; we are not responsible for failed transfers due to incorrect information.


4. Fees & Charges

✔️ Loan2Cash charges a processing fee, which will be disclosed before the transaction.

✔️ The fee structure may change from time to time, and updated charges will be communicated via our website.

✔️ All fees are non-refundable unless a transaction is unsuccessful due to our fault.


5. User Responsibilities

✔️ Users must ensure that their credit balance is legally acquired and eligible for transfer.

✔️ Fraudulent activities, such as submitting fake credit details or using stolen accounts, will result in immediate termination and legal action.

✔️ Loan2Cash does not guarantee approval of every request; eligibility is subject to verification.


6. Security & Privacy

✔️ We use secure payment gateways and encryption methods to protect user data.

✔️ Loan2Cash does not store or share sensitive financial details without user consent.

✔️ Users are responsible for maintaining the confidentiality of their account details.


7. Cancellation & Refund Policy

✔️ Once a transaction is processed, it cannot be canceled.

✔️ Refunds are only applicable in cases where Loan2Cash fails to transfer the funds due to an error on our end.

✔️ If a user provides incorrect bank details, Loan2Cash is not responsible for lost transactions.


8. Limitation of Liability

✔️ Loan2Cash acts as a service provider and is not liable for:


Any delays or failures caused by third-party banking systems.

Incorrect transactions due to false information provided by the user.

Any loss of funds due to unauthorized access by third parties.


9. Termination of Service

✔️ Loan2Cash reserves the right to terminate any user account if fraudulent activity is suspected.

✔️ Any violation of these Terms & Conditions may result in permanent service suspension.


10. Changes to Terms & Conditions

Loan2Cash reserves the right to modify these Terms & Conditions at any time. Updated terms will be posted on our website, and continued use of our services implies acceptance of the new terms.